html {
            scroll-behavior: smooth
        }

        body {
            margin: 0;
            background: #fff
        }

        .transfer-landing {
            --blue: #0066cc;
            --blue-hover: #0071e3;
            --blue-on-dark: #2997ff;
            --ink: #1d1d1f;
            --muted: #6e6e73;
            --muted-2: #86868b;
            --paper: #f5f5f7;
            --dark: #1d1d1f;
            --dark-2: #272729;
            --line: #d2d2d7;
            --hairline: rgba(0, 0, 0, .08);
            position: relative;
            overflow: clip;
            color: var(--ink);
            background: #fff;
            font-family: "Pretendard Variable", Pretendard, -apple-system, BlinkMacSystemFont, "Apple SD Gothic Neo", "Noto Sans KR", system-ui, sans-serif;
            font-size: 17px;
            line-height: 1.5;
            letter-spacing: -.022em;
            word-break: keep-all;
            overflow-wrap: break-word
        }

        .transfer-landing *,
        .transfer-landing *::before,
        .transfer-landing *::after {
            box-sizing: border-box
        }

        .transfer-landing a {
            color: inherit;
            text-decoration: none
        }

        .transfer-landing h1,
        .transfer-landing h2,
        .transfer-landing h3,
        .transfer-landing p,
        .transfer-landing ul {
            margin-top: 0
        }

        .progress {
            position: fixed;
            inset: 0 auto auto 0;
            z-index: 9999;
            width: 0;
            height: 3px;
            background: var(--blue);
            pointer-events: none
        }

        .subnav {
            position: sticky;
            top: 0;
            z-index: 100;
            height: 58px;
            border-bottom: 1px solid var(--hairline);
            background: rgba(245, 245, 247, .88);
            -webkit-backdrop-filter: saturate(180%) blur(20px);
            backdrop-filter: saturate(180%) blur(20px)
        }

        .subnav__inner {
            display: flex;
            align-items: center;
            justify-content: space-between;
            width: min(1120px, calc(100% - 40px));
            height: 100%;
            margin: 0 auto;
            gap: 24px
        }

        .subnav__brand {
            font-size: 17px;
            font-weight: 600;
            letter-spacing: -.03em;
            white-space: nowrap
        }

        .subnav__menu {
            display: flex;
            align-items: center;
            gap: 22px
        }

        .subnav__link {
            position: relative;
            color: #424245;
            font-size: 13px;
            white-space: nowrap;
            transition: color .18s ease
        }

        .subnav__link::after {
            content: "";
            position: absolute;
            right: 0;
            bottom: -9px;
            left: 0;
            height: 2px;
            border-radius: 999px;
            background: var(--blue);
            transform: scaleX(0);
            transition: transform .2s ease
        }

        .subnav__link:hover,
        .subnav__link.is-active {
            color: var(--blue)
        }

        .subnav__link.is-active::after {
            transform: scaleX(1)
        }

        .subnav__cta,
        .btn {
            display: inline-flex;
            align-items: center;
            justify-content: center;
            border: 1px solid transparent;
            border-radius: 9999px;
            color: #fff;
            background: var(--blue);
            transition: background-color .18s ease, color .18s ease, border-color .18s ease, transform .15s ease
        }

        .subnav__cta {
            min-height: 34px;
            padding: 8px 15px;
            font-size: 13px;
            white-space: nowrap
        }

        .subnav__cta:hover,
        .btn--primary:hover {
            background: var(--blue-hover)
        }

        .subnav__cta:active,
        .btn:active {
            transform: scale(.95)
        }

        .inner {
            width: min(1080px, 100%);
            margin: 0 auto
        }

        .section {
            padding: 112px 24px
        }

        .section--paper {
            background: var(--paper)
        }

        .section--dark {
            color: #fff;
            background: var(--dark)
        }

        .eyebrow {
            display: inline-block;
            margin-bottom: 22px;
            color: var(--blue);
            font-size: 15px;
            font-weight: 600;
            letter-spacing: .01em
        }

        .section--dark .eyebrow {
            color: var(--blue-on-dark)
        }

        .hero {
            display: grid;
            min-height: calc(100svh - 58px);
            padding: 118px 24px 105px;
            place-items: center;
            text-align: center
        }

        .hero__inner {
            width: min(980px, 100%);
            margin: 0 auto
        }

        .hero__title {
            margin: 0;
            font-size: clamp(46px, 6.6vw, 76px);
            font-weight: 600;
            line-height: 1.06;
            letter-spacing: -.055em
        }

        .hero__line {
            display: block;
            opacity: 0;
            transform: translateY(32px);
            animation: transfer-rise .9s cubic-bezier(.2, .8, .2, 1) forwards
        }

        .hero__line:nth-child(2) {
            animation-delay: .11s
        }

        .hero__lead {
            max-width: 780px;
            margin: 32px auto 0;
            color: var(--muted);
            font-size: clamp(20px, 2.3vw, 27px);
            line-height: 1.55;
            letter-spacing: -.034em;
            opacity: 0;
            transform: translateY(22px);
            animation: transfer-rise .8s .25s cubic-bezier(.2, .8, .2, 1) forwards
        }

        .hero__actions {
            display: flex;
            justify-content: center;
            flex-wrap: wrap;
            gap: 12px;
            margin-top: 40px;
            opacity: 0;
            transform: translateY(18px);
            animation: transfer-rise .75s .4s cubic-bezier(.2, .8, .2, 1) forwards
        }

        .btn {
            min-height: 48px;
            padding: 11px 22px;
            font-size: 17px;
            line-height: 1.2
        }

        .btn--secondary {
            color: var(--blue);
            border-color: var(--blue);
            background: transparent
        }

        .btn--secondary:hover {
            color: #fff;
            background: var(--blue)
        }

        .hero__caption {
            margin: 28px auto 0;
            color: var(--muted-2);
            font-size: 14px;
            opacity: 0;
            transform: translateY(15px);
            animation: transfer-rise .7s .52s cubic-bezier(.2, .8, .2, 1) forwards
        }

        .statement {
            text-align: center
        }

        .statement__word {
            margin: 0;
            font-size: clamp(62px, 11vw, 128px);
            font-weight: 600;
            line-height: .95;
            letter-spacing: -.07em
        }

        .statement__word span {
            color: var(--blue-on-dark)
        }

        .statement h2 {
            max-width: 860px;
            margin: 42px auto 0;
            font-size: clamp(34px, 4.8vw, 52px);
            font-weight: 600;
            line-height: 1.14;
            letter-spacing: -.045em
        }

        .statement p {
            max-width: 760px;
            margin: 24px auto 0;
            color: #ccc;
            font-size: 19px;
            line-height: 1.68
        }

        .section-head {
            margin-bottom: 58px
        }

        .section-head h2,
        .center-head h2,
        .conclusion h2 {
            margin-bottom: 0;
            font-size: clamp(36px, 4.8vw, 52px);
            font-weight: 600;
            line-height: 1.12;
            letter-spacing: -.045em
        }

        .section-head p {
            margin-bottom: 4px;
            color: var(--muted);
            font-size: 18px;
            line-height: 1.68
        }

        .decision-card {
            position: relative;
            min-height: 315px;
            padding: 30px 24px;
            overflow: hidden;
            border: 1px solid var(--line);
            border-radius: 18px;
            background: #fff;
            transition: transform .32s cubic-bezier(.2, .8, .2, 1), border-color .2s ease, background-color .2s ease
        }

        .decision-card:hover {
            z-index: 2;
            border-color: #aaa;
            background: #fafafc;
            transform: translateY(-8px)
        }

        .decision-card__num {
            display: block;
            margin-bottom: 55px;
            color: var(--blue);
            font-size: 14px;
            font-weight: 600
        }

        .decision-card h3 {
            margin-bottom: 16px;
            font-size: 23px;
            font-weight: 600;
            line-height: 1.28;
            letter-spacing: -.036em
        }

        .decision-card p {
            margin-bottom: 0;
            color: var(--muted);
            font-size: 15px;
            line-height: 1.68
        }

        .compare-card {
            min-height: 525px;
            padding: 48px;
            border: 1px solid var(--line);
            border-radius: 18px;
            background: #fff
        }

        .compare-card--dark {
            color: #fff;
            border-color: var(--dark-2);
            background: var(--dark-2)
        }

        .compare-card__label {
            display: inline-flex;
            margin-bottom: 32px;
            padding: 6px 13px;
            border-radius: 999px;
            color: var(--blue);
            background: #edf6ff;
            font-size: 14px;
            font-weight: 600
        }

        .compare-card--dark .compare-card__label {
            color: var(--blue-on-dark);
            background: rgba(41, 151, 255, .12)
        }

        .compare-card h3 {
            margin-bottom: 28px;
            font-size: clamp(28px, 3vw, 34px);
            line-height: 1.25;
            letter-spacing: -.04em
        }

        .compare-list {
            padding: 0;
            margin-bottom: 0;
            list-style: none
        }

        .compare-list li {
            position: relative;
            padding: 19px 0 19px 34px;
            border-top: 1px solid rgba(134, 134, 139, .28);
            line-height: 1.58
        }

        .compare-list li::before {
            content: "✓";
            position: absolute;
            top: 19px;
            left: 2px;
            color: var(--blue);
            font-weight: 600
        }

        .compare-card--dark .compare-list li::before {
            content: "→";
            color: var(--blue-on-dark)
        }

        .center-head {
            max-width: 850px;
            margin: 0 auto 58px;
            text-align: center
        }

        .center-head p {
            max-width: 720px;
            margin: 22px auto 0;
            color: var(--muted);
            font-size: 18px;
            line-height: 1.68
        }

        .check-card {
            min-height: 345px;
            padding: 42px;
            border: 1px solid var(--line);
            border-radius: 18px;
            background: #fff;
            transition: transform .28s cubic-bezier(.2, .8, .2, 1), border-color .2s ease
        }

        .check-card:hover {
            border-color: #aaa;
            transform: translateY(-6px)
        }

        .check-card__num {
            display: block;
            margin-bottom: 31px;
            color: var(--blue);
            font-size: 14px;
            font-weight: 600
        }

        .check-card h3 {
            margin-bottom: 20px;
            font-size: 28px;
            line-height: 1.3;
            letter-spacing: -.038em
        }

        .check-card p {
            margin-bottom: 0;
            color: var(--muted);
            line-height: 1.72
        }

        .process-copy {
            position: sticky;
            top: 110px
        }

        .process-copy h2 {
            margin-bottom: 24px;
            font-size: clamp(36px, 4.8vw, 52px);
            line-height: 1.12;
            letter-spacing: -.045em
        }

        .process-copy p {
            max-width: 470px;
            margin-bottom: 0;
            color: #ccc;
            font-size: 18px;
            line-height: 1.7
        }

        .process-list {
            display: grid;
            gap: 10px
        }

        .process-step {
            display: grid;
            grid-template-columns: 44px minmax(0, 1fr);
            gap: 16px;
            min-height: 120px;
            padding: 24px;
            border: 1px solid rgba(255, 255, 255, .07);
            border-radius: 18px;
            background: var(--dark-2);
            transition: transform .28s cubic-bezier(.2, .8, .2, 1), background-color .2s ease
        }

        .process-step:hover {
            background: #303033;
            transform: translateX(-8px)
        }

        .process-step__num {
            color: var(--blue-on-dark);
            font-size: 14px;
            font-weight: 600
        }

        .process-step h3 {
            margin-bottom: 8px;
            font-size: 20px;
            line-height: 1.35
        }

        .process-step p {
            margin-bottom: 0;
            color: #aaa;
            font-size: 15px;
            line-height: 1.65
        }

        .consultant-card {
            padding: 58px;
            border-radius: 18px;
            color: #fff;
            background: var(--dark-2)
        }

        .consultant-card__mark {
            display: grid;
            min-height: 330px;
            place-items: center;
            border-radius: 18px;
            background: #000;
            font-size: clamp(62px, 8vw, 108px);
            font-weight: 600;
            letter-spacing: -.07em
        }

        .consultant-card__mark span {
            color: var(--blue-on-dark)
        }

        .consultant-card h2 {
            margin-bottom: 24px;
            font-size: clamp(34px, 4.6vw, 50px);
            line-height: 1.14;
            letter-spacing: -.045em
        }

        .consultant-card p {
            margin-bottom: 0;
            color: #ccc;
            font-size: 18px;
            line-height: 1.72
        }

        .consultant-points {
            display: grid;
            gap: 12px;
            margin-top: 30px
        }

        .consultant-point {
            position: relative;
            padding-left: 25px;
            color: #fff;
            font-size: 16px
        }

        .consultant-point::before {
            content: "";
            position: absolute;
            top: .65em;
            left: 0;
            width: 8px;
            height: 8px;
            border-radius: 50%;
            background: var(--blue-on-dark)
        }

        .conclusion {
            text-align: center
        }

        .conclusion p {
            max-width: 790px;
            margin: 25px auto 0;
            color: var(--muted);
            font-size: 19px;
            line-height: 1.72
        }

        .conclusion__actions {
            display: flex;
            justify-content: center;
            flex-wrap: wrap;
            gap: 12px;
            margin-top: 40px
        }

        .notice {
            max-width: 870px;
            margin: 46px auto 0;
            padding-top: 25px;
            border-top: 1px solid var(--line);
            color: var(--muted-2);
            font-size: 13px;
            line-height: 1.72;
            text-align: left
        }

        .reveal {
            opacity: 0;
            transform: translateY(38px);
            transition: opacity .8s ease, transform .8s cubic-bezier(.2, .8, .2, 1)
        }

        .reveal.is-visible {
            opacity: 1;
            transform: none
        }

        .stagger>* {
            opacity: 0;
            transform: translateY(24px);
            transition: opacity .65s ease, transform .65s cubic-bezier(.2, .8, .2, 1)
        }

        .stagger.is-visible>* {
            opacity: 1;
            transform: none
        }

        .stagger.is-visible>*:nth-child(2) {
            transition-delay: .07s
        }

        .stagger.is-visible>*:nth-child(3) {
            transition-delay: .14s
        }

        .stagger.is-visible>*:nth-child(4) {
            transition-delay: .21s
        }

        .stagger.is-visible>*:nth-child(5) {
            transition-delay: .28s
        }

        @keyframes transfer-rise {
            to {
                opacity: 1;
                transform: none
            }
        }

        @media(max-width:1040px) {
            .process-copy {
                position: static
            }
        }

        @media(max-width:820px) {
            .subnav__link {
                display: none
            }

        }

        @media(max-width:640px) {
            .subnav {
                height: 54px
            }

            .subnav__inner {
                width: min(100% - 32px, 1120px)
            }

            .subnav__brand {
                max-width: 190px;
                overflow: hidden;
                font-size: 15px;
                text-overflow: ellipsis
            }

            .section {
                padding: 78px 20px
            }

            .hero {
                min-height: auto;
                padding: 100px 20px 88px
            }

            .hero__title {
                font-size: clamp(38px, 12vw, 51px)
            }

            .decision-card,
            .decision-card:last-child {
                min-height: 255px
            }

            .compare-card,
            .check-card,
            .consultant-card {
                padding: 34px 26px
            }

            .consultant-card__mark {
                min-height: 230px
            }
        }

        @media(prefers-reduced-motion:reduce) {
            html {
                scroll-behavior: auto
            }

            .transfer-landing *,
            .transfer-landing *::before,
            .transfer-landing *::after {
                animation-duration: .01ms !important;
                animation-iteration-count: 1 !important;
                transition-duration: .01ms !important
            }

            .reveal,
            .stagger>*,
            .hero__line,
            .hero__lead,
            .hero__actions,
            .hero__caption {
                opacity: 1;
                transform: none
            }
        }

/* Common landing header alignment */
.landing-page .ticker-banner {
    z-index: 100;
}

.landing-page .site-header {
    position: fixed;
    top: var(--ticker-height);
    z-index: 180;
    border-bottom: 1px solid rgba(0, 0, 0, 0.08);
    background: rgba(245, 245, 247, 0.86);
    color: #000;
    transform: translateY(0);
    transition: transform 0.32s ease, background-color 0.3s ease, color 0.3s ease;
    backdrop-filter: saturate(180%) blur(16px);
    -webkit-backdrop-filter: saturate(180%) blur(16px);
}

.landing-page .site-header.is-scroll-hidden {
    transform: translateY(-100%);
}

.landing-page .site-header:hover,
.landing-page .site-header:focus-within {
    background: rgba(245, 245, 247, 0.86);
    color: #000;
}

.landing-page .site-header.is-open,
.landing-page .site-header.is-closing {
    transform: translateY(0);
}

.landing-page .site-logo__image,
.landing-page .site-header:hover .site-logo__image,
.landing-page .site-header:focus-within .site-logo__image {
    filter: none;
}

.landing-page .site-nav__link,
.landing-page .site-header:hover .site-nav__link,
.landing-page .site-header:focus-within .site-nav__link {
    color: #000;
}

.landing-page .site-nav__item.is-current > .site-nav__link::after {
    transform: scaleX(1);
}

.transfer-page {
    overflow-x: clip;
    --transfer-company-header-height: 92px;
    --transfer-subnav-top: calc(var(--ticker-height) + var(--transfer-company-header-height));
}

.transfer-page.is-company-header-hidden {
    --transfer-subnav-top: var(--ticker-height);
}

.transfer-page .transfer-landing {
    overflow: visible;
    padding-top: var(--transfer-company-header-height);
}

.transfer-page .subnav {
    position: sticky;
    top: var(--transfer-subnav-top);
    z-index: 90;
    transition: top 0.32s ease;
}

@media (max-width: 900px) {
    .transfer-page {
        --transfer-company-header-height: 68px;
    }
}

@media (max-width: 768px) {
    .transfer-page {
        --transfer-company-header-height: 64px;
    }
}

@media (max-width: 520px) {
    .landing-page .site-logo__image,
    .landing-page .site-header:hover .site-logo__image,
    .landing-page .site-header:focus-within .site-logo__image,
    .landing-page .site-header.is-open .site-logo__image,
    .landing-page .site-header.is-closing .site-logo__image {
        filter: brightness(0) invert(1);
    }
}
.transfer-landing .btn--primary,
.transfer-landing .subnav__cta {
    color: #fff;
}

.transfer-landing .btn--primary:hover,
.transfer-landing .btn--primary:focus,
.transfer-landing .subnav__cta:hover,
.transfer-landing .subnav__cta:focus {
    color: #fff;
}